BUILD WEALTH. PROTECT GENERATIONS & ASSETS. LIVE FINANCIALLY FREE. IMPACT-DRIVEN VISIONARY.

Monica Carter-Soaris, M.B.A., Financial & Life Insurance Professional | Legacy Architect | Private Wealth Futurist | Transformational Speaker

Monica Carter-Soaris, Financial & Life Insurance Professional, AI Consultant, and Transformational Speaker, helps families and businesses build tax-advantaged wealth while leveraging AI to scale. She is all about empowering women and young girls to become emotionally independent, because if your emotions are unstable your money is also.

Sophisticated yet strategic, Monica stands at the intersection of finance, technology, and legacy, educating and helping discerning families, entrepreneurs, and professionals to build tax-advantage income streams with Life Insurance you can utilize while you ar living, preserve multigenerational wealth, advanced planning, and safeguard their estates with precision and purpose. Blending elite wealth architecture with cutting-edge AI innovation, Monica helps her clients scale intelligently, elevating both their financial influence and their family legacy. Her signature approach merges luxury, literacy, and longevity, redefining what it means to build wealth that lasts beyond a lifetime. By empowering her clients to optimize tax efficiency, expand cash flow, and build sustainable wealth, she helps them secure their future and eliminate the risk of outliving their retirement resources.

A fearless leader with a heart of gold, her infectious energy and no-nonsense approach inspire confidence and transformation. Her unwavering commitment: to change lives financially by teaching people one timeless truth, “When you understand how money works, your legacy compounds.”

Comprehensive Financial Solutions Tailored to You

LIfe insurance protection

The most important part of preparing for the future is protecting it. As a WFGIA insurance agent, I can help you prepare for uncertainty. Whether you outlive your retirement, pass away unexpectedly or become disabled, there are products that can help protect the life you've built for you and your loved ones.

Tax-Free Retirement Planning

The key to a successful retirement is one that doesn't require you to compromise your lifestyle or wonder if and when your nest egg will run out. As a WFGIA Insurance Agent, I can provide a variety of options to help you prepare for your leisure years without having to sacrifice your quality of life.

Estate & Legacy Planning

Ensure your wealth transfers efficiently to future generations.

Business Strategies

Small business owners need financial and insurance options for themselves and their employees, and they need to ensure the future safety of their businesses. I can help structure strategies for employees and owners to help ensure if- or when- something happens, those who own and run the business are protected.

Download Monica's Comprehensive Financial Concepts.

Learn how to keep more of what you earn, protect your money from market risk, and grow your wealth with confidence.

Your Journey to Financial Freedom Starts Here

A simple 3-step process designed for clarity, confidence, and long-term results.

1

Book Your Complimentary
Financial Needs Analysis

Get clarity on your financial goals and current strategies in a focused 15-minute call.

2

Build Your Legacy Plan

Monica analyzes your income, family goals, and long-term needs to craft a personalized, tax-efficient plan.

3

Grow & Protect Your Wealth

Enjoy peace of mind knowing your wealth is building safely and strategically—today and for generations.

Why Families & Entrepreneurs Trust

Monica Carter-Soaris

  • Over a decade of experience in financial & insurance education

  • Certified & licensed professional in multiple states

  • Personalized strategies — no cookie-cutter plans

  • Blending finance & technology for smarter results

Don't worry, I can help!

TESTIMONIALS

What Clients Say

-Nicola Xanthis

Esthetician 25 years

California

A Message from Monica

“My mission is to empower every generation of woman to master money with purpose. I believe financial freedom isn’t just about numbers, it’s about knowledge, stewardship, and legacy. When families learn to protect, grow, and multiply their wealth tax-free, they change the story for generations to come. Join me in impacting our 10 year Crusade to help 10 million families and more by 2036.

Monica Carter - CA License #0L45132

World Financial Group Insurance Agency, LLC (in California, doing business as World Financial Insurance Agency, LLC), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts Inc., and/or WFG Insurance Agency of Puerto Rico, Inc. (collectively WFGIA), offer insurance products.

California License #0679300

WFGIA Headquarters: 6400 C Street SW, Cedar Rapids, IA 52499. Phone: 770.453.9300

Many people have experienced various levels of success with WFGIA. However, everyone’s experience may vary. This statement is not intended to, nor does it represent that any individual results are representative of what all participants achieve when following the World Financial Group system.

Neither WFGIA nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal professional regarding their particular situation and the concepts presented herein.

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June 2024

Parent company is AEGON - owns Transamerica and WFG